Shield Your Business. Discover Our Business Insurance Options
We understand that your business requires your full attention and investment. So, allow us to assist you with protecting what you have built and continue to grow – while you focus on what you do best.
With Laferla, you can protect your business creating the right mix, covering:
Public Liability
This protects your business from legal liabilities arising from accidental injuries to third parties or damage to their property. This coverage ensures financial protection against claims and associated legal costs within the agreed limits.
Products Liability
This protects for your business against claims of injury or damage caused by the products you manufacture or sell. This coverage includes legal defence costs and compensations, ensuring your financial stability in the face of product-related claims.
Employers Liability
This protects your business against legal liabilities from injuries or diseases employees may suffer due to their work. This coverage includes legal costs and compensation claims, safeguarding your business from potential financial burdens arising from workplace incidents.
Property Building and Contents
This protects against legal liabilities for accidental injuries to people and damage to property caused by your tools of trade, within the specified geographical limits. Coverage includes costs of damages and legal expenses.
Goods in Transit
Protection for your business’s products and equipment while they are being transported, covering loss, damage, or theft during transit. This coverage ensures that your assets are safeguarded against unforeseen incidents as they move from one location to another.
Deterioration of Stock
This covers the loss or damage of perishable goods due to breakdowns or malfunctions in refrigeration equipment. This policy is essential for businesses that rely on cold storage to maintain the quality and safety of their products, providing financial protection against the costs associated with spoilage.
Having a plant or heavy machinery?
Machinery Loss of Profits
Protect any plant, machinery and equipments in any of your property.
Machinery Breakdown
You can cover any plant, machinery and equipments in any of your property.
Electronic Equipment
You can cover the electronic, computer & other data processing equipment in the property or within the building.
More cover options for your Business:
Group Personal Accident
This provides financial compensation to employees who suffer from accidents or injuries while performing their job duties. The coverage supports both the individual employees and the company by covering medical expenses, lost income, and rehabilitation costs, ensuring peace of mind for your workforce.
Travel Open Cover
This covers you and/or your employees who reside in Malta while travelling outside Malta for conventional non-working holidays or business trips which do not involve manual work.
Employee Benefits
At Laferla, we recognise that your employees are the backbone of your organisation. And provide comprehensive protection for your team members, ensuring their well-being and security while contributing to the overall success and stability of your business.
Fidelity Guarantee
Cover from employee’s dishonesty.
Money
This policy safeguards your business against the loss of money whether in transit, on premises, or stored in a safe.
Business interruption
This will potentially cover loss of profits and additional expenses that an insured suffers as a result of damage to physical property such as a lockdown, fire or flood.
Glass & Windows
Crucial protection against the financial impact of accidental damage or vandalism to the glass and windows on commercial properties. This type of insurance typically covers repair and replacement costs, ensuring that businesses can quickly restore their premises without incurring significant out-of-pocket expenses.
Commonly Asked Questions
Find the answers to frequently asked questions here. For any other inquiry please click button below.
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Perhaps you’re wondering about our process, the finer details of our services, or how we can tailor our offerings to suit your unique needs.