Malta Nomad Visa Health Insurance
Comprehensive health insurance designed for Malta Nomad Visa applicants, available in three coverage tiers: Bronze, Silver, and Gold.
Available plans under our Nomad visa health insurance:
Bronze Plan
Plan Overview
The Nomad Health Insurance Bronze Plan provides healthcare coverage within the European Union & UK, with an overall maximum limit of €100,000 per policy year.
Main Benefits
In-Patient and Day-Care Treatment
Full refund of reasonable charges for:
Accommodation and ancillary services, including medicines, consumables, food, and nursing
Rehabilitation following a surgical intervention on the recommendation of a specialist
Parent accommodation when staying with a child under 16
Operating theatre charges, drugs, dressings, surgical appliances, and prostheses
Surgeon’s and anaesthetist’s charges
Consulting physician’s charges, including pathology, radiology, diagnostic tests, and physiotherapy
Pregnancy and childbirth complications
Treatment of psychiatric illnesses (subject to a 12-month moratorium from the date of joining)
Road ambulance charges
Cancer Treatment
Consultant oncologist fees and hospital charges for cancer tests, chemotherapy, and radiotherapy
Oncology-related CT scans, MRI scans, and PET scans
Out-Patient Treatment
General practitioner and specialist consultations, diagnostic tests, physiotherapy (up to 15 sessions per treatment) – up to €1,000 per year
Alternative therapy (osteopathy, homeopathy, acupuncture, chiropractic treatment) – up to 10 sessions per treatment
Out-patient CT, MRI, and PET scans – up to €1,000 per year
Prescribed drugs and dressings – up to €125 per year
Home nursing following a surgical intervention – up to €300 per week, up to 26 weeks per year
Additional Benefits
24/7 emergency assistance call centre is included
Please refer to the Table of Benefits for a full description of cover and exclusions.
Please refer to the IPID & Policy Wording for a full description of cover and exclusions.
Plan Comparison Chart
Benefits
Area of Cover
Overall Maximum Limit per Year
In-Patient and Day-Care Treatment
Accommodation and Ancillary charges, including amongst others: medicines, consumables (including dressings), food and nursing
Rehabilitation Centre Costs for Rehabilitation on recommendation of a Specialist, following a surgical intervention
Parent Accommodation - staying with a child under the age of 16
Operating theatre charges, drugs, dressings and surgical appliances including prosthesis
Surgeon’s and Anaesthetist’s charges
Consulting Physician’s Charges for daily visits, Pathology, Radiology (including CT and MRI Scans), Diagnostic Tests & Physiotherapy
Pregnancy and Childbirth Complications - we will pay for the cost incurred due to complications only
Treatment of Psychiatric illnesses (subject to a 12 month Moratorium from date of joining)
Road Ambulance charges
Cancer Treatment
Consultant Oncologist fees for all the active phase of the cancer treatment and hospital charges for cancer tests and drugs, including chemotherapy and radiotherapy for each course of treatment
Oncology-related CT Scans, MRI’s and PET Scans
Out-Patient Treatment
Out-Patient General Practitioner charges, professional fees for Specialist consultations, and out-patient diagnostic tests and procedures. Physiotherapy limited to 15 sessions per treatment.
Out-Patient Alternative Therapy including osteopathy, homeopathy, acupuncture and chiropractic treatment provided by qualified practitioners. Limited to 10 sessions per treatment.
Out-Patient CT, MRI and PET Scans referred by a Specialist
Prescribed drugs and dressings
Home Nursing charges by a professional nurse following a surgical intervention by a Specialist, on recommendation of a Specialist
Out-Patient Psychiatric Care (subject to a 12 month Moratorium from date of joining)
Vaccinations and their administration by a medical practitioner or nurse
Preventive and Routine Care
Annual Preventive Dental Treatment (including check-ups, x-rays, scaling & polishing)
Annual Routine Eyesight Testing, including cost of Prescription Glasses
Annual Skin Cancer Screening
Annual Mammogram/Breast Ultrasound (Female Members aged 40+)
Annual Prostate Examination (Male Members aged 40+)
Annual Blood Tests including Lipid Profile, Liver Function, Fasting Glucose, Complete Blood Count (Members aged 40+)
Annual Bone Density Scan (Members aged 40+)
Dental Treatment
75% of routine treatment (incl. fillings, extractions and root canal therapy)
50% of major restorative or orthodontic treatment (incl. crowns, bridges or orthodontic treatment of over-bite or under-bite)
Emergency Dental Treatment necessary to restore or replace sound natural teeth loss or damaged as a result of an accident (initial treatment only)
Pregnancy Cover - Subject to 12 month Moratorium from date of joining
Pregnancy Cover - covers female insured members for Out-Patient consultations, examinations and tests relating to pregnancy, and In-Patient charges relating to childbirth
Emergency Treatment & Assistance
Emergency In-Patient or Day-Care Treatment for a life-threatening acute medical condition which arises suddenly whilst you are traveling in the USA or Canada
Emergency Out-Patient Treatment for an acute medical condition which arises suddenly whilst you are traveling in the USA or Canada
International Emergency Medical Cover (Repatriation; Evacuation and Mortal Remains)
Cover for Newly-Diagnosed (i.e. diagnosed after date of joining) Chronic Medical Conditions - Subject to a 12 month Moratorium from date of joining
Routine Follow-Up Consultations or In-Patient Treatment of newly-diagnosed Chronic Medical Condition. In-Patient Treatment limited to 14 days per year.
Kidney Dialysis for newly-diagnosed Acute Kidney Failure
Additional Benefits
Funeral Expenses
Second Medical Opinion Service
24/7 Emergency Assistance Call Centre
Nomad Bronze Plan
Nomad Silver Plan
Nomad Gold Plan
Area of Cover
European Union
European Union
Worldwide excl. USA & Canada
Overall Maximum Limit per Year
€100,000
€500,000
€750,000
Accommodation and Ancillary charges, including amongst others: medicines, consumables (including dressings), food and nursing
Full Refund of Reasonable Charges
Full Refund of Reasonable Charges
Full Refund of Reasonable Charges
Rehabilitation Centre Costs for Rehabilitation on recommendation of a Specialist, following a surgical intervention
Full Refund of Reasonable Charges
Full Refund of Reasonable Charges
Full Refund of Reasonable Charges
Parent Accommodation - staying with a child under the age of 16
Full Refund of Reasonable Charges
Full Refund of Reasonable Charges
Full Refund of Reasonable Charges
Operating theatre charges, drugs, dressings and surgical appliances including prosthesis
Full Refund of Reasonable Charges
Full Refund of Reasonable Charges
Full Refund of Reasonable Charges
Surgeon’s and Anaesthetist’s charges
Full Refund of Reasonable Charges
Full Refund of Reasonable Charges
Full Refund of Reasonable Charges
Consulting Physician’s Charges for daily visits, Pathology, Radiology (including CT and MRI Scans), Diagnostic Tests & Physiotherapy
Full Refund of Reasonable Charges
Full Refund of Reasonable Charges
Full Refund of Reasonable Charges
Pregnancy and Childbirth Complications - we will pay for the cost incurred due to complications only
Full Refund of Reasonable Charges
Full Refund of Reasonable Charges
Full Refund of Reasonable Charges
Treatment of Psychiatric illnesses (subject to a 12 month Moratorium from date of joining)
Full Refund of Reasonable Charges
Full Refund of Reasonable Charges
Full Refund of Reasonable Charges
Road Ambulance charges
Full Refund of Reasonable Charges
Full Refund of Reasonable Charges
Full Refund of Reasonable Charges
Consultant Oncologist fees for all the active phase of the cancer treatment and hospital charges for cancer tests and drugs, including chemotherapy and radiotherapy for each course of treatment
Full Refund of Reasonable Charges
Full Refund of Reasonable Charges
Full Refund of Reasonable Charges
Oncology-related CT Scans, MRI’s and PET Scans
Full Refund of Reasonable Charges
Full Refund of Reasonable Charges
Full Refund of Reasonable Charges
Out-Patient General Practitioner charges, professional fees for Specialist consultations, and out-patient diagnostic tests and procedures. Physiotherapy limited to 15 sessions per treatment.
Full Refund of Reasonable Charges up to €1,000 per year
Full Refund of Reasonable Charges up to €3,500 per year
Full Refund of Reasonable Charges up to €5,000 per year
Out-Patient Alternative Therapy including osteopathy, homeopathy, acupuncture and chiropractic treatment provided by qualified practitioners. Limited to 10 sessions per treatment.
Full Refund of Reasonable Charges up to €1,000 per year
Full Refund of Reasonable Charges up to €3,500 per year
Full Refund of Reasonable Charges up to €5,000 per year
Out-Patient CT, MRI and PET Scans referred by a Specialist
Up to €1,000 per year
Full Refund of Reasonable Charges
Full Refund of Reasonable Charges
Prescribed drugs and dressings
Up to €125 per year
Up to €250 per year
Up to €500 per year
Home Nursing charges by a professional nurse following a surgical intervention by a Specialist, on recommendation of a Specialist
Up to €300 per week; up to 26 weeks per year
Up to €350 per week; up to 26 weeks per year
Up to €700 per week; up to 26 weeks per year
Out-Patient Psychiatric Care (subject to a 12 month Moratorium from date of joining)
Not Covered
Up to €250 per year
Up to €500 per year
Vaccinations and their administration by a medical practitioner or nurse
Not Covered
Not Covered
Up to €250 per year
Annual Preventive Dental Treatment (including check-ups, x-rays, scaling & polishing)
Not Covered
Not Covered
Up to €100 per year
Annual Routine Eyesight Testing, including cost of Prescription Glasses
Not Covered
Not Covered
Up to €150 per year
Annual Skin Cancer Screening
Not Covered
Not Covered
Up to €100 per year
Annual Mammogram/Breast Ultrasound (Female Members aged 40+)
Not Covered
Not Covered
Up to €100 per year
Annual Prostate Examination (Male Members aged 40+)
Not Covered
Not Covered
Up to €100 per year
Annual Blood Tests including Lipid Profile, Liver Function, Fasting Glucose, Complete Blood Count (Members aged 40+)
Not Covered
Not Covered
Up to €100 per year
Annual Bone Density Scan (Members aged 40+)
Not Covered
Not Covered
Up to €100 per year
75% of routine treatment (incl. fillings, extractions and root canal therapy)
Not Covered
Not Covered
Up to €1,000 per year
50% of major restorative or orthodontic treatment (incl. crowns, bridges or orthodontic treatment of over-bite or under-bite)
Not Covered
Not Covered
Up to €1,000 per year
Emergency Dental Treatment necessary to restore or replace sound natural teeth loss or damaged as a result of an accident (initial treatment only)
Not Covered
Up to €750 per year
Up to €2,500 per year
Pregnancy Cover - covers female insured members for Out-Patient consultations, examinations and tests relating to pregnancy, and In-Patient charges relating to childbirth
Not Covered
Up to €500 per pregnancy
Up to €5,000 per pregnancy
Emergency In-Patient or Day-Care Treatment for a life-threatening acute medical condition which arises suddenly whilst you are traveling in the USA or Canada
Not Covered
Not Covered
Up to €50,000
Emergency Out-Patient Treatment for an acute medical condition which arises suddenly whilst you are traveling in the USA or Canada
Not Covered
Not Covered
Up to €1,500
International Emergency Medical Cover (Repatriation; Evacuation and Mortal Remains)
Not Covered
Not Covered
Full Refund of Reasonable Charges within the Area of Cover
Routine Follow-Up Consultations or In-Patient Treatment of newly-diagnosed Chronic Medical Condition. In-Patient Treatment limited to 14 days per year.
Not Covered
Not Covered
Up to €2,500 per year
Kidney Dialysis for newly-diagnosed Acute Kidney Failure
Not Covered
Not Covered
Up to €20,000 for your lifetime
Funeral Expenses
Not Covered
Up to €1,500
Up to €2,500
Second Medical Opinion Service
Not Covered
Included in Cover
Included in Cover
24/7 Emergency Assistance Call Centre
Included in Cover
Included in Cover
Included in Cover
