Whole of Life Insurance
Plan Description
A lifelong insurance plan providing a guaranteed lump sum upon the death of the insured person.
Ensures financial support for loved ones, covering funeral expenses, taxes, and other financial obligations.
Flexible beneficiary options allow direct payment outside of a will.
The plan provides pure protection and does not accumulate cash value.
Key Features
Guaranteed Cover for Life
Your coverage remains active as long as premiums are paid.
Flexible Premium Payments
Choose to pay annually, half-yearly, quarterly, or monthly.
Customisable Coverage
Select the amount of death benefit that suits your needs.
Optional Add-ons
Enhance your coverage with additional benefits such as:
- Accidental Death Benefit: Additional payout if death results from an accident.
- Permanent Total Disability Benefit: Early payout in case of complete and permanent disability.
- Critical Illness Benefit: A lump sum payout upon diagnosis of a covered serious illness.
Terminal Illness Benefit
Receive up to 75% of the death benefit if diagnosed with a terminal illness (life expectancy under 12 months).
Funeral Expenses Benefit
A partial pre-payment (up to €2,500) to cover funeral costs.
Plan Benefits
Financial Security
A guaranteed payout ensures financial support for your loved ones.
Estate Planning Advantages
Appoint one or more beneficiaries to receive the benefit directly, avoiding complications with wills.
Business Protection
Can be used to safeguard businesses against financial loss due to the passing of a key partner.
Eligibility & Terms
Available to individuals aged 18–69 at the time of application.
Minimum life cover: €40,000.
Coverage lasts for the whole of life with continuous premium payments.
For more details, refer to the full Policy Document or contact our team for personalised assistance.
Plan Documentation Downloads
Key Features Document
The Key Features Document gives you a better understanding of the key features of this plan. It also answers some frequently asked questions and provides a clear description of benefits.
DownloadCommonly Asked Questions
Find the answers to frequently asked questions here. For any other inquiry please click button below.